Foundations of Financial Literacy, 12th Edition

By: Robert L. Dansby and Sally R. Campbell
Copyright: 2024
Subject: Finance
Grade Level: 9-14
Foundations of Financial Literacy provides a comprehensive framework for high school students learning about personal financial responsibility, enabling them to make wise financial decisions, lead productive lives, and achieve financial security. This text includes cross-curricular and portfolio activities throughout, a robust overview of economic principles, and easy-to-understand information for successfully managing milestones such as financing your first car, preparing for college and career, and retirement and estate planning. The 12th edition has been updated to fully meet TEKs for Personal Financial Literacy, with an increased emphasis on economics and additional content in the online learning suite. This edition also reflects recent changes in tax laws and procedures, and includes updated coverage of current financial practices, such as FICO scores and VantageScore 4.0, trade agreements, and understanding FAFSA for education and personal financial planning. 

  • A robust introduction to economics helps students connect what they have learned about financial literacy to current national economic issues and to the global economy.
  • Units on career planning and digital citizenship help students prepare for careers in the modern world while Employability Skills features focus on the soft skills necessary for job success and Event Prep integrates competitions for FBLA, BPA, and DECA.
  • Alignment to Jump$tart National Standards for Personal Financial Education and correlation to the Precision Exams by YouScience Personal Financial Responsibility exam helps students obtain real-world job skills and achieve certification. 

Does your program incorporate soft skills development for students? Since every occupation needs these foundational skills, consider adding Soft Skills for the Workplace to your order.
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About the Author(s)

Robert L. Dansby - is a retired instructor of accounting, business, and personal finance at Chattahoochee Valley Community College in Alabama, where he also serves as Chairperson of the Division of Business and Social Science. In addition, Bob is a small business, tax, and personal finance consultant. He is the author of numerous textbooks and workbooks in the areas of accounting, cost accounting, managerial accounting, business math, and personal finance. He has also written several articles for professional journals, served a five-year term as editor of the Georgia Business Education Association Journal, and has given more than 30 presentations at national and regional business education and accounting conferences. Bob holds a PhD in business education from Southern Illinois University at Carbondale.

Sally R. Campbell - is a freelance writer and consultant in consumer economics. She has developed educational materials, including teacher’s guides, curriculum guides, textbooks, and student activity materials. She is a former editor and assistant director of the Money Management Institute of Household International, a provider of consumer loans and credit cards. She wrote educational materials related to money management, consumer information, and financial planning. Sally has a master degree in education from St. Louis University and completed the Certified Financial Planning Professional Education Program of the College for Financial Planning. She taught Family & Consumer Sciences and consumer education in the St. Louis public schools. She also served as an educational representative for the McCall Pattern Company.